Moving can be as stressful as finding your house to buy in the first place. There is a lot to do and remember. We have prepared a checklist to help you with all the little things you might overlook as well as all the big items.
Before you have had your offer accepted
- Well before you have found your new home, you should begin the process of agreeing a mortgage in principle. This will reduce delays later. Sellers prefer to have buyers who have their mortgage in place so there is less likelihood that a sale will fall through. Read our Guide to Mortgages for advice on when and how to apply for a mortgage.
3 months before you move
- As soon as you have had an offer accepted, you should appoint your conveyancer to manage the legal aspects of the transaction. People often underestimate the time this can take, so early action is advisable. See our Guide to Conveyancing for advice and use our Comparison Tool to get quotes.
- If you are buying, you should also appoint your surveyor. Read our Guide to Surveyors and check our Comparison Tool to get competitive quotes. You will need to liaise with your mortgage lender as they will wish to appoint a surveyor who is on the approved list.
- Remember the result of the survey may require a reduction in price.
- In deciding the area you wish to move to you will no doubt have identified schools for your children. You may have to purchase new school uniforms and ensure school records are forwarded.
- If you are in rented accommodation, inform your landlord of your intended moving date.
- Obtain quotes for removal companies using our Comparison Tool.
- Ensure that your insurance company provides cover particularly for valuable items during the removal process. If not ensure that your removal company provides adequate insurance.
- Prepare an inventory of everything of value to ensure nothing goes astray during the moving process.
- Sort through the contents of closets, drawers, and cupboards to weed out what you don’t want or need. The less you take, especially furniture, the lower the cost of the removal will be.
- Use Simpler’s Move Manager to record all important details, contacts, phone numbers and chart progress towards completion.
- If this is a move associated with a job, check with your employer as to what costs may be covered.
6 weeks before your move
- Ensure that your removal company supplies any packing material you may need.
- Check the parking arrangements and restrictions for your removal company’s van both at your current address and at your future address – you will probably need to liaise with neighbours to ensure you have space outside both houses on the day.
- Liaise with your conveyancer to arrange the moving date. Check our Move manager to understand what progress has been made and what remains to be done.
- Arrange insurance cover for the new house. This will be your responsibility from exchange so make sure you get cover in time.
- Arrange to register with a local health centre and have your records transferred at the appropriate time.
4 weeks before your move
- Liaise with utility companies informing them of the move date.
- Consider organising cleaners to clean your new house after the previous owners (and your own house!)
- Get rid of any rubbish or unwanted items from sheds, cupboards, attics and cellars.
1 week before your move
- If you’re packing any part of your house yourself, finish packing boxes and remember to label boxes with the destination room for the new house
- Confirm with removal company that the move date is still good and they understand where the new house is.
- Use Simpler’s Move Manager to download change of address letters for banks, credit card companies, the local authority, HMRC, your employer, friends and family and all other organisations and companies which need to know you have moved.
- Cancel newspaper subscriptions, window cleaners, and the like
- Use up freezer food so you waste as little as possible
- Dispose of any flammable or other liquids which your removal company will be unable to carry.
- Pack suitcases you plan to move yourself with clothes, toiletries, jewellery, and important financial records and documents.
- Pack your first-night box and suitcase ensuring you have all you will need on arrival including a kettle!
- Accompany the removal team and note any pre-existing damage to any furniture – you will likely to have to sign a completion from once the packing is done.
- Ensure all boxes have their room destination.
- Once the packing is done, walk the house to ensure that nothing has been missed.
- Record all utility meter readings and take an image on your phone for later review
- Lock all windows, doors and make sure the house is secure.
- Make arrangement for the handover of keys either personally or through your estate agent – this should happen on completion which your conveyancer will advise.
- Make sure you understand how keys for the new house will be handed to you.
- Make sure your phone is fully charged so you can be kept informed on completion – transferring money can suffer delays so your conveyancer will ensure you are fully informed on what is happening.