What are the key steps in conveyancing? We set them out below.

  1. Instruct your conveyancer/solicitor

You can choose a conveyancer using Simpler Move.  We include conveyancers in our comparisons not only on the basis of price but importantly on the quality of their work, attention to detail and customer service.  Using a low cost conveyancer may be the most expensive mistake you could make.  This is because they achieve this price by using inexperienced and low cost staff with poor levels of customer servcie and communication.

Select a conveyancer on the Comparison Tool.  This will instruct the conveyancer who will then ask you to agree to their terms and conditions.  Our conveyancers are no sale, no fee other than fro any expenses they have incurred on your behalf.

  1. Proof of Funds

If you are buying, the conveyancer will ask for proof of deposit and funds to prove to the seller that you will be able to complete and satisfy money laundering regulations which the conveyancer must do by law.  Your conveyancer will inform you when this is needed and exactly what is required.   It can be a bit of a pain but its required by law.

  1. Legal Pack

Your conveyancer will ask for the seller’s legal pack including title deeds, fixtures and fittings forms, leasehold information, if any, planning documents and consents.  The conveyancer will ask any necessary questions when received.  If you are selling then your conveyancer will do this.  Buyers and sellers should pay attention to the fixtures and fittings form which the buyer will complete.  This sets out what is included in the sale, for example carpets and curtains.

  1. Searches and enquiries

If you are a buyer, there a number of searches which your conveyancer will request including local authority, property, and chancel as well as others which they may recommend.  These expenses are normally asked to be paid up front.  They are generally not returnable in the event that the purchase doesn’t go through.  These searches are important.  They inform you of circumstances or other matters which may affect your decision to purchase the property.

The conveyancer will also ask the seller to complete a questionnaire which asks the seller to answer to the best of his/her knowledge.

  1. Agree exchange and completion dates

Once the conveyancer completes all the searches and inquiries, your conveyancer will agree exchange and completion dates.  The conveyancer will ask for your instruction on suitable dates.

On exchange, you will pay the non returnable deposit.  This means that your contractually committed to complete the purchase or face losing your deposit.

Completion is the final step in the purchase.  On the day of the agreed completion dates, the conveyancer will transfer the balance of funds to the seller and the house is yours.   These funds will include the balance of any fees or disbursements due to the conveyancer.  It will also include stamp duty due to HMRC.